Sales Support & Product Solutions

SBG Sales Consultants engage with you, the advisor, to develop a true partnership beyond transactional service.

 

Creating Legacies Together

The SBG Roadmap To Success:

  • First, we seek to understand your personal goals, practice processes and your client demographics to best understand your opportunities
  • Next, we show you the benefits of integrating insurance planning into your existing processes and how SBG can be of service
  • Then, our seasoned team goes to work analyzing each opportunity and creating proposals and recommendations to meet your client’s objectives

 

Product Solutions

No single insurance company can offer the best solution all of the time, and your clients expect objectivity and choice in their financial services purchase. SBG offers a full range of non-proprietary product solutions and provides guidance in matching the optimal solution to your specific client need.

Life Insurance

SBG offers term life, universal and indexed universal life and variable life products where permitted.

    Solutions include:

  • Income Replacement
  • Business Succession
  • Estate Equalization
  • Estate Planning
  • Legacy Planning
  • And Others

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Long-Term Care Insurance

SBG offers you the highest quality carriers, education, training and experienced staff that can offer you the latest in long-term care options.

    Solutions Include:

  • Stand-alone long-term care
  • Employer sponsored Multi-Life LTC plans
  • Long-Term Care and Critical Illness riders on Life insurance policies
  • Life/LTC hybrid solutions
  • Annuity/LTC hybrid solutions
  • And Others

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Disability Insurance

    Solutions Include:

  • Income Protection
  • Specialty Occupation Risks
  • Business Succession Planning
  • Disability Overhead Insurance
  • And Others

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Annuities

    Solutions Include:

  • Indexed Annuities
  • Multi-Year Guarantee Annuities
  • Immediate Annuities
  • Income Planning Case Design

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SBG’s Product Partners for Life, LTC & DI

SBG partners with high quality insurance product providers only after extensive due diligence has been satisfied. We generally select carriers with S&P ratings of “A” or better (strong) with a Comdex of 80 or greater.

Although this is not an exhaustive list, our core carriers include:

Accordia Life

AIG

AXA Equitable

John Hancock

Legal & General America

Lincoln Financial Group

MetLife

National Life Group

Nationwide

North American

Minnesota Life

Mutual Of Omaha

OneAmerica

Principal Financial Group

Protective

Prudential

Transamerica